Get Up to $1,500 in Your Account by the Next Business Day

With Oxford Financial Services, you could have the money you need by the next business day.*

Same day funding available. Some exceptions may apply.*

Request A Quote Now

Loan Amount:

By checking this box, I am agreeing to receive SMS/text messages from Oxford Financial Services, and I am expressly consenting to receive recurring contact from Oxford Financial Services at the mobile number I provided in my loan application. I consent to receive information regarding my loan application and/or Oxford Financial Services products or services via a live, automated or prerecorded telephone call or text message. I understand that I am not required to enter into this agreement as a condition prior to submission of my loan application. I understand that I can revoke this consent at any time by contacting Oxford Financial Services at customercare@oxfordfunding.com or 800-337-6298. I understand that my telephone company may impose messaging and/or data charges on me for these contacts, and that I am responsible for these charges. Msg & data rates may apply. Reply HELP to 66152 for Help. Reply STOP to 66152 to opt out.

How it Works

We have a simple online application that provides a quick & transparent process.

Bank Verification

Our verification process ensures that we can confirm your application information, including your current bank balance and income history. This is required to approve your loan application.

Review your Terms & Conditions (sign your loan agreement)

Review the terms and conditions of your loan agreement, verify your information is correct, and sign your contract using our E-sign process.

Funds As Soon As Tomorrow

Upon final approval, money can be directly deposited into your bank account as soon as the next business day.

Same day funding depends on your bank's ability to provide late afternoon credit.

We now offer same day funding up to $1,500 with no additional charge if your application process is completed in full by 9am MT.

Rates & Fees

Why Oxford Financial Services?

We understand you have a choice when it comes to financial products. At Oxford Financial Services, we make serving you the priority and strive to ensure that our loan application process is as simple, quick and transparent as possible.

Quick Approval

Apply now and you could be approved on the same day, and could see funds deposited into your account as soon as the next business day.

Transparency

You’ll know exactly what you pay. There are no hidden fees and no penalties for paying off your loan early.

Support

We understand life’s full of unexpected surprises. If you’re having trouble making a loan payment, let us know and we’ll work with you to find a solution.

Have Questions? We can Help.

Do you have questions? We can help. Please view our Frequently Asked Questions by clicking on the button below.

VIEW OUR FAQS

What kinds of income are eligible?

Pay from part-time or full-time employment, child support, Social Security, and pension are all eligible. There are other rare types of income that are also allowed. To be accepted, your income must be predictable and reasonably expected to continue through the loan’s maturity date.

How much can I borrow?

New customers are eligible for loans up to $1,500, if qualified. Once you fill in the information requested to complete your application online, your maximum loan amount will be presented to you. You can borrow anywhere between $300 and your personal maximum. In the future, we may be able to increase your loan amounts based on your history of timely payments, etc. We want to reward you for being a Preferred Customer!

What is the process to apply for a loan?

It’s as easy as 1-2-3!
1. Fill out the easy application online
2. After a few seconds, you will receive notice letting you know whether or not you’ve been pre-approved. You must sign your loan agreement and complete Bank Verification to have your application reviewed. Underwriting will not review any loan application without the Bank Verification completed. To expedite your loan process we require your Bank verification. Completing this may lead to possible same day funding with no additional fee.
3. Get your cash on the next business day*

Do you run credit checks?

Oxford Financial Services reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.

Oxford Financial Services is a sovereign enterprise wholly-owned by Kashia Services, an economic development arm and instrumentality of, and wholly-owned and controlled by the Kashia Band of Pomo Indians of the Stewart's Point Rancheria, a federally-recognized sovereign American Indian tribe.

Notice to all applicants: This is an expensive form of credit and is not intended to be a long term financial solution. Oxford Financial Services products are designed to help you meet your emergency borrowing needs while providing longer term repayment periods. Some examples of emergency reasons include car repair, medical care, travel expenses, or other unexpected emergencies. Alternative forms of credit, such as a credit card advance, personal loans from a bank, home equity line of credit, or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Credit products obtained through this website are not available to residents of all states and state availability of installment loans are subject to change at any time at the sole discretion of Oxford Financial Services. Currently, residents of Alaska, Colorado, Connecticut, Georgia, Maryland, Massachusetts, Minnesota, Montana, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, Washington, and West Virginia are not eligible to receive a loan through this website.

* Loan applications that are fully verified and approved by 4:00 PM MT may be funded (via ACH) the next business day Monday - Thursday. Loan applications approved by 4:00 PM MT on Fridays may be funded (via ACH) the next business day.*

The maximum loan amount for first time customers is $1,500, if qualified. Qualification relies on various underwriting factors. Returning customers may qualify for different funding amounts and rates.

Oxford Financial Services reviews your information in real-time to determine whether your information meets Oxford Financial Services loan criteria. You acknowledge by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay the loan.

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