Get Up to $1,500 in Your Account by the Next Business Day

With Oxford Financial Services, you could have the money you need by the next business day.*

Same day funding available. Some exceptions may apply.*

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Loan Amount:

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How it Works

We have a simple online application that provides a quick & transparent process.


Bank Verification

Our verification process ensures that we can confirm your application information, including your current bank balance and income history. This is required to approve your loan application.


Review your Terms & Conditions (sign your loan agreement)

Review the terms and conditions of your loan agreement, verify your information is correct, and sign your contract using our E-sign process.


Funds As Soon As Tomorrow

Upon final approval, money can be directly deposited into your bank account as soon as the next business day.

Same day funding depends on your bank's ability to provide late afternoon credit.

We now offer same day funding up to $1,500 with no additional charge if your application process is completed in full by 9am MT.

Why Oxford Financial Services?

We understand you have a choice when it comes to financial products. At Oxford Financial Services, we make serving you the priority and strive to ensure that our loan application process is as simple, quick and transparent as possible.

Quick Approval

Apply now and you could be approved on the same day, and could see funds deposited into your account as soon as the next business day.


You’ll know exactly what you pay. There are no hidden fees and no penalties for paying off your loan early.


We understand life’s full of unexpected surprises. If you’re having trouble making a loan payment, let us know and we’ll work with you to find a solution.

Have Questions? We can Help.

Do you have questions? We can help. Please view our Frequently Asked Questions by clicking on the button below.

Pay from part-time or full-time employment, child support, Social Security, and pension are all eligible. There are other rare types of income that are also allowed. To be accepted, your income must be predictable and reasonably expected to continue through the loan’s maturity date.
New customers are eligible for loans up to $1,500, if qualified. Once you fill in the information requested to complete your application online, your maximum loan amount will be presented to you. You can borrow anywhere between $300 and your personal maximum. In the future, we may be able to increase your loan amounts based on your history of timely payments, etc. We want to reward you for being a Preferred Customer!
  • It’s as easy as 1-2-3!
    1. Fill out the easy application online
    2. After a few seconds, you will receive notice letting you know whether or not you’ve been pre-approved. You must sign your loan agreement and complete Bank Verification to have your application reviewed. Underwriting will not review any loan application without the Bank Verification completed. To expedite your loan process we require your Bank verification. Completing this may lead to possible same day funding with no additional fee.
    3. Get your cash on the next business day*
Oxford Financial Services reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.