Get Up to $1,000 in Your Account by the Next Business Day*

With Oxford Financial Services, you can apply and have the money you need by the next business day.*

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How it Works

We have a simple online application that provides a quick & transparent process.


Apply Online

It takes just a few minutes to provide us with your information. Please make sure to have your social security number and bank account information on hand.


Sign Your Contract Online

If approved, you can review your loan agreement, verify information, and e-sign your contract using our secure application.


Funds As Soon As Tomorrow*

Money can be directly deposited into your bank account as soon as the next business day.*

Why Oxford Financial Services?

We understand you have a choice when it comes to financial products. At Oxford Financial Services, we make serving you the priority and strive to ensure that our loan application process is as simple, quick and transparent as possible.

Quick Approval

No more waiting. Apply now and get approved in as little as five minutes with funds deposited as soon as the next business .*


You’ll know exactly what you pay. There are no hidden fees and no penalties for paying off your loan early.


We understand life’s full of unexpected surprises. If you’re having trouble making a loan payment, let us know and we’ll work with you to find a solution.

Have Questions? We can Help.

Do you have questions? We can help. Please view our Frequently Asked Questions by clicking on the button below.

Pay from part-time or full-time employment, child support, Social Security, and pension are all eligible. There are other rare types of income that are also allowed. To be accepted, your income must be predictable and reasonably expected to continue through the loan’s maturity date.
New customers are eligible for loans up to $1,000, if qualified. Returning customers can borrow up to $1,000, if qualified. Once you fill in the information requested to complete your application online, your maximum loan amount will be presented to you. You can borrow anywhere between $100 and your personal maximum. In the future, we may be able to increase your loan amounts based on your history of timely payments, etc. We want to reward you for being a Preferred Customer!
  • If you are new to us, you will need to speak to a Loan Representative, provide some additional information and sign your loan agreement.
  • It’s as easy as 1-2-3!
    1. Fill out the easy application online
    2. After a few seconds, you will receive notice letting you know whether or not you’ve been pre-approved. Our friendly customer care specialists will contact you shortly to finalize the application. Call us at 800-905-6198 to VIP the application!
    3. Get your cash on the next business day* (same day option is available)
Oxford Financial Services reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.