Facts What does Oxford Financial Services do with your personal information?
Why? Financial companies choose how they share Your personal information. Consumers have the right to limit some but not all sharing. This notice tells You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What? The types of personal information We collect and share depend on the product or service You have with Us. This information can include: • Social Security number and checking account information • Payment history and income • Employment information and wire transfer instructions
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information; the reason Oxford Financial Services chooses to share; and whether You can limit this sharing.
Reasons We can share Your personal information Do we share Can You Limit This Sharing?
For Our everyday business purposes ­ such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For Our marketing purposes to offer Our products and services to You Yes No
For joint marketing with other financial companies No We Do Not Share
For Our affiliates everyday business purposes information about Your transactions and experiences Yes Yes
For Our affiliates everyday business purposes information about Your creditworthiness Yes Yes
For Our non-affiliates to market to You Yes Yes
To limit Our sharing

Please Note: If You are a new customer, We can begin sharing Your information 30 days from the date You sign the Loan Agreement and receive this notice. When You are no longer Our customer, We can share Your information as described in this notice. However, You can contact Us at any time to limit Our sharing.

Questions?
Who we are
Oxford Financial Services a subsidiary of Kashia Services a business entity of the Kashia Band of Pomo Indians of the Stewart Point Rancheria, is providing this privacy policy.
What we do

How does Oxford Financial Services protect my personal information?

To protect Your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.

How does Oxford Financial Services collect my personal information?

We collect your personal information, for example, when you: • Apply for a loan •Give us your income information •Tell us where to send the money •Provide account information •Provide employment information We also collect Your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law provides you the right to limit only: • sharing for affiliates’ everyday business purposes ­ information about Your creditworthiness • affiliates from using Your information to market to You • sharing for nonaffiliates to market to You

What happens when I limit sharing for an account, I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. *Our affiliates include other business entities of the Tribe.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. *Non-affiliates we share with include service providers and data processors.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to You. *Oxford Financial Services does not jointly market.