Privacy Policy

FACTS WHAT DOES OXFORD FINANCIAL SERVICES DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives the right to limit some but not all sharing. Federal law also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and bank account information
  • Payment history and income
  • Credit score and credit history
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below we list the reasons financial companies can share their customers’ personal information; the reason Oxford Financial Services chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Oxford Financial Services share? Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-to offer our products and services to you Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes-information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes-information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing Call: 800-905-6198 - to speak to a representative or leave a message Contact us via email at: customercare@oxfordfunding.com Please Note: If you are a new customer, we can begin sharing your information 30 days from the date you sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call: 800-905-6198 email: customercare@oxfordfunding.com
Who we are
Who is providing this notice? Oxford Financial Services is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.
What we do
How does Oxford Financial Services protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Oxford Financial Services collect my personal information? We collect your personal information, for example, when you:
  • Apply for a loan
  • Give us your income information
  • Tell us where to send the money
  • Provide account information
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? You have the right to limit only:
  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? You choices will apply to everyone on your account.
Definitions:
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. *Our affiliates include other business entities of the Tribe
Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies. *Non-affiliates we share with include service providers and data processors.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. *Oxford Financial Services does not jointly market.

800-905-6198

Business Hours: 9 AM CT to 7 PM CT, Monday - Friday

Oxford Financial Services is a sovereign enterprise wholly-owned by Kashia Services, an economic development arm and instrumentality of, and wholly-owned and controlled by the Kashia Band of Pomo Indians of the Stewart's Point Rancheria, a federally-recognized sovereign American Indian tribe.

Notice to all applicants: This is an expensive form of credit and is not intended to be a long term financial solution. Oxford Financial Services products are designed to help you meet your emergency borrowing needs while providing longer term repayment periods. Some examples of emergency reasons include car repair, medical care, travel expenses, or other unexpected emergencies. Alternative forms of credit, such as a credit card advance, personal loans from a bank, home equity line of credit, or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Credit products obtained through this website are not available to residents of all states and state availability of installment loans are subject to change at any time at the sole discretion of Oxford Financial Services. Currently, residents of Alaska, Arkansas, Georgia, Hawaii, Maryland, Massachusetts, Montana, New Hampshire, New Jersey, New York, Utah, Vermont, Virginia, West Virginia and Wisconsin are not eligible to receive a loan through this website.

Loan applications that are fully verified and approved by 4:00 PM ET will be funded (via ACH) the next business day Monday - Thursday. Loan applications approved by 4:00 PM ET on Fridays will be funded (via ACH) the following Monday so long as the Monday is not a bank holiday. We can also wire the funds to your account the same day if your application is fully verified and approved by 3:00 PM ET. Note that an additional fee of $20 may apply for this option and your bank may also charge fees for receiving a wire.

* The maximum loan amount for first time customers is $1,000, if qualified. Returning customers could borrow up to $1,000, if qualified. Qualification relies on various underwriting factors.”

Oxford Financial Services reviews your information in real-time to determine whether your information meets Oxford Financial Services loan criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay the loan.

One of our customer service representatives will help you complete the loan process prior to funding the loan which will include verification of your information. ACH transfers must be completed by 4:00pm EST for next business day funding. Wire transfers available for an additional fee. Please check with your bank as they may charge a fee to receive wire transfers.

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