The age-old questions that we all have at some point in our life: should I rent or buy a house? Which one is better for me? Which one is cheaper? We recently lived in an unprecedented crisis that affected our country’s economy. The real estate market experienced some of the biggest changes in the last…
If you are familiar with banking, then you probably know what a credit card is. If you are not, then it is essential to understand what they are in order to apply for a credit card in the future. Here, at Oxford Funding, we comprehend the importance of knowing the different types of financial tools…
One of the most important things that we should have in mind when applying for a loan is paying on tine and how to calculate loan payments Loan payments are extremely important when it comes to maintaining a good credit history or building good relationships with a lender. We never know when we will need…
Getting an installment loan nowadays may be easier than before. However, depending on the lender the loan process could still take a few days before you can actually get your money. And not only that, after the long waiting you could still get a negative answer from the lender. Technology has come a long way…
Oxford Funding is your number one option when it comes to getting an installment loan. However, installment loans do not work for other purposes, such as getting a new car or a reverse mortgage. In that case, if you want to buy a new property, the most convenient way to do it in our country…
Being a first-time home buyer it’s an unprecedented event in our life. It is not easy to afford a property, but luckily for you, mortgage are here to help you. Here at Oxford Funding, we’ll give you all the information you need related to mortgage rates, payments, and basically everything you need to know about…
The debt to income (DTI) ratio is used by lenders to measure the financial risk of a person that is requesting a loan. Lending money is a difficult profession. As a lender, you receive constant requests and applications from people that need money. Each of them has their special financial conditions, and as the lender,…
In the modern world, it is utterly necessary to have a bank account. Bank accounts are convenient, safe, and easy to manage, so there’s no excuse for not having one. Nonetheless, we understand that traditional banking is tedious and boring. That’s why online bank accounts are now more popular than ever before. But understanding the…
You got to be prepared for the unexpected. And financially speaking, “be prepared” means having an emergency fund that you can use whenever you find yourself in a tough situation. Lately, the world hasn’t been a place where we can actually foresee things. Actually, for the past 2 years, we’ve been encountering global situations that…
Not having the necessary tools to solve a financial issue is something that can bring you a lot of problems in the future. The modern world requires urgency, which is why here at Oxford Funding, we are ready to assist you with everything related to financial solutions. It is clear that installment loans are a…